Copyright Statement

Copyright © 1998 Insurance Brokers Association of British Columbia. The Insurance Brokers Association of British Columbia (IBABC) provides its websites as a resource for its members and as a public service. The IBABC websites also provide a means for electronic communication and commerce between the IBABC, industry stakeholders and consumers. The following statements govern the operation and management of the IBABC websites:


The Insurance Brokers Association of British Columbia (IBABC), a trade association incorporated under the Society Act of B.C., operates websites on the World Wide Web. The content on these websites are protected by the copyrights of the IBABC or the copyrights of third parties and used by agreement.

No part of any of the content of this website may be reproduced, distributed, modified, or made available in any form or incorporated into or used in any information storage and retrieval system, electronic or mechanical, unless otherwise noted on the webpage, or without the prior permission of IBABC or the applicable third-party copyright owner.

Permission to refer to IBABC information for purposes other than those described above, or to use the information in any other way, must be requested to the maintainer(s) of the information, if designated, or to IBABC.

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The graphic design and distinctive marks of the IBABC websites are the property of the IBABC, or are used with permission. The Broker Identity Program (BIP) logo and "Your Best Insurance is an Insurance Broker" slogan are registered trademarks of the Insurance Brokers Association of Canada, and are used under licence by IBABC. IBABC members who pay the Broker Identity Program assessment can use the BIP logo, also known as the "Bipper", and the "best insurance" slogan within the usage guidelines of the Broker Identity Program. Use of the BIP trademarks by insurance brokers who are not contributors to the Broker Identity Program is prohibited.

Warranties & Disclaimers

This website and all the information it contains is provided "as is" without warranty of any kind, whether express or implied. All implied warranties, including, without limitation, implied warranties of merchantability, fitness for a particular purpose and non-infringement, are hereby expressly disclaimed. Under no circumstances will the Insurance Brokers Association of British Columbia be liable to any person or business entity for any direct or indirect damages based on any use of this website or any other website to which this site is linked, including, without limitation, any lost profits, business interruption or loss of programs or information, even if the IBABC has been specifically advised of the possibility of such damages.

Third-party Companies & Products

Mention of or links to third-party companies and products on the IBABC website is for informational or convenience purposes only and constitutes neither an endorsement nor a recommendation.

Links to Other Websites

The IBABC makes no representations whatsoever about any other websites that you may access from the IBABC website. Websites linked to the IBABC websites are independent from the IBABC website and that IBABC has no control over the content on those sites. A link to a non-IBABC website does not mean that IBABC endorses or accepts any responsibility for the content or use of such website.