Canadian Accredited Insurance Broker (CAIB)

The CAIB program is a national, professional designation program that's provided by the Insurance Brokers Association of Canada (IBAC). Completion of all four CAIB courses will earn you a CAIB designation.

Successful completion of the CAIB 1 exam (or the Fundamentals of Insurance exam) is the first step to qualify you for a Level 1 General Insurance Salesperson's License in British Columbia. This includes the ability to sell ICBC’s Autoplan.

View a point-by-point comparison of FOI and CAIB 1.

Quick Links:
Textbook Course Options Exam Information Licensing Qualifications
CAIB Designations CAIB-Graduate Courses FAQs
     

Important Update to CAIB

CAIB textbooks have been updated and modernized, if you are new to the Insurance Industry and wish to get your CAIB 1, you can go straight into CAIB New Edition 1.0

Which Edition Should You Study?

If you’ve started your CAIB journey, rest assured you will be able to write your exam based on the edition you studied and you won't be required to retake any CAIB exams you have already achieved.

Where you are in your journey will determine which edition of CAIB you will study.

CAIB 1 and CAIB 4 will be replaced by CAIB New Edition 1.0 study materials.

CAIB 2 and CAIB 3 must be taken using the same edition. If you have completed CAIB 2 using previous editions, you must continue with the previous edition of CAIB 3 (and vice versa).

Important Dates for CAIB Previous Edition

CAIB 1 and 4 Previous Edition

              Fall 2025 - Textbooks no longer available for purchase

              Fall 2026 - CAIB 1 & 4 exams no longer offered

CAIB 2 and 3 Previous Edition

              Spring 2026 - Textbooks no longer available for purchase

              Winter 2026 - CAIB 2 & 3 exams no longer offered

CAIB Textbooks

The current editions of the CAIB textbooks are shown in the following table: 

CAIB Textbook Current Edition
CAIB 1 Not Available
CAIB 2 2010
CAIB 3 2013
CAIB 4 Not Available

The fee for each CAIB textbook is: $315 for IBABC members* and $415 for non-members.

*IBABC-member price is only applicable to those employed by a brokerage that’s a member in good standing of IBABC. Textbooks are shipped to your brokerage address. If you are employed by an IBABC-member brokerage and want your textbook sent to your home address, please have your manager sign the form where indicated.

To order the CAIB textbook: Download and complete the CAIB Registration Form. Submit via email to the contact information shown on the form.

All textbook sales are final.

Online Course Options

In partnership with Ensure Training and Education Ltd., IBABC offers instructor-led online courses for CAIB. IBABC and Ensure Training strongly recommend that you write your exam within one (1) week of course completion. Statistics show that students who write shortly after course completion have a higher success rate.

Weekend Course: This course includes 2 consecutive weekends of instruction.

One-Week Course: This course includes 5 consecutive weekdays of instruction.

Seven-Week Evening Course: This course includes 7 evenings of instruction.

Fees:

  • $584 + $315 for textbook for IBABC members*  
  • $584 + $415 for textbook for non-members

*IBABC-member price is only applicable to those employed by a brokerage that’s a member in good standing.

If you already have a textbook, you may purchase the course only.

To register for a CAIB Course: Download and complete the CAIB Registration Form. Submit via email to the contact information shown on the form.

COURSES SCHEDULE

Dates 

Times 

CAIB 1 One-Week

Oct 6 - 10

8AM - 1:30PM

CAIB 1 Seven-Week Evenings

Jan 26 – Mar 16, 2026

6PM – 8:30PM

CAIB 2 Seven-Week Evenings 

Sep 16 – Nov 4

6PM - 8:30PM

CAIB 2 Weekend Immersion 

Nov 1,2 & Nov 8,9

9AM - 2:30PM

CAIB 2 Seven-Week Evenings

Jan 27 – Mar 10, 2026

6PM - 8:30PM

CAIB 3 Seven-Week Evenings 

Sep 17 – Oct 29

6PM - 8:30PM

CAIB 3 Weekend Immersion

Nov 1,2 & Nov 8,9

9AM - 2:30PM

CAIB 3 Seven-Week Evenings

Jan 28 – Mar 11, 2026

6PM - 8:30PM

CAIB 4 Seven-Week Evenings 

Sep 18 – Oct 30

6PM - 8:30PM

CAIB 4 Seven-Week Evenings

Jan 29 – Mar 12, 2026

6PM - 8:30PM


Registration deadline is one week prior to the start date. A minimum of 7 students required per course. Cancellations after the registration deadline are subject to a $75 administration fee. 

Online CAIB Exam Preparation Course 

Online CAIB Exam Preparation Courses are available to all CAIB students. They provide convenient and flexible study support.

The fee for each Online CAIB Exam Preparation Course is:

  • $49 + GST for IBABC members*
  • $99 + GST for non-members

*IBABC-member price is only applicable to those employed by a brokerage that’s a member in good standing of IBABC.

The course includes 12 weeks' access to:

  • Weekly study schedule
  • Study tip videos
  • Pre-recorded multi-media presentations
  • Online discussion forum
  • Progress quizzes and a practice exam
  • Online flashcards

Please ensure you are studying from a current version of the textbook.

Click here to register for the Online CAIB Exam Preparation Courses

CAIB Exams

CAIB 1, 2 and 3 online exams are made up of multiple-choice, definitions and short-answer questions. The CAIB 4 online exam is made up of short-answer questions. You are given 3.5 hours to complete and a minimum grade of 60% is required to pass a CAIB exam. 

The CAIB exam is $395 and the re-write fee is $195.

The options available to write your exam are:

  1. IBABC in-office
  2. IBABC's virtual proctoring service
  3. Active nominee or brokerage appointed proctor
  4. Educational institution (accredited college or university) or Government exam centre (remote areas only)

Step 1 – Select Your Proctor

  • You must select and pay (if fees apply) for your exam proctor.
  • A proctor code will only be sent to a valid business-email address that contains the proctor’s first name or initial, last name and the name of their place of employment. We will not accept: info@abc.com or Gmail, Hotmail, etc.
  1. IBABC Vancouver Office:

    Select "IBABC office" in the Proctoring Option in the CAIB Exam Registration (proctor form not required). Once your exam registration has been processed, you will be sent a link to our booking calendar. Please arrive no more than 15 minutes early for your exam. Late arrivals will not be allowed to write and will be subject to a $75 deferral fee to reschedule.

    In-office hours: Tuesdays 9:00 - 12:30 p.m. and Wednesdays 12:00. - 3:30 p.m.

  2. Virtual proctoring service: 

    Select "Online Proctor" in the Proctoring Option in the CAIB Exam Registration (proctor form not required). Once your exam registration has been processed, you will be sent a link to the virtual exam booking calendar.

  3.  Active nominee or appointed proctor:

    Complete the CAIB Exam Proctor Nomination & Policy Form and send as an email attachment (scanned PDF) at least three (3) business days before your chosen exam date to the contact information shown on the form for approval.

  4. Educational institution (accredited college or university) or Government exam centre (remote areas only)

    Complete the CAIB Exam Proctor Nomination & Policy Form and send as an email attachment (scanned PDF) at least three (3) business days before your chosen exam date to the contact information shown on the form for approval.

Step 2 – Register for Your Online Exam

Click here to register for your online CAIB Exam (provided by Captus Press) at least three (3) business days before your chosen exam date. 

Once your payment has been processed, you will receive an examination candidate code by email. You must have this code with you on exam day to login and begin your exam. 

Your exam application will NOT be approved until both Steps 1 and 2 are properly completed in a timely manner.

When you write an exam:

  • Take your candidate code and government-issued photo ID (valid driver’s licence, passport, citizenship card); your photo ID must be written in English so the proctor can confirm your identity.
  • Be on time
  • Respect exam location rules and policies.
  • The computer you use should be in a quiet, designated exam room and have a high-speed internet connection and an up-to-date web browser

Examinees caught cheating (sneaking in reference materials or mobile device, accessing the internet, talking during the exam or looking at someone else's exam) will be immediately disqualified from the exam, barred from writing any exam for one (1) year, and will be reported to the Insurance Council of B.C.

If you don’t write your exam on the selected date and haven’t rescheduled or cancelled before 4:30 p.m. pacific time on exam day, you will forfeit the exam fee. If you still wish to write the exam, you must pay the exam fee.

Deferring or Cancelling an Exam

You can defer or cancel your exam booking right up to 4:30 p.m. (pacific time) on the day of your exam. A $75 fee will be charged if deferral or cancellation is less than two (2) business days before the exam date. You will be sent a link for payment.

  • Email new exam date or cancellation to scoles@ibabc.org  
  • Pay deferral fee (if applicable)
  • Let the exam proctor know of the date change or cancellation

An exam deferral or cancellation received later than 4:30 p.m. (Pacific Time) on the date the exam is scheduled is treated as an expired registration. If you still want to write the exam after that, you must pay another $195.

Getting your CAIB Exam Mark

Your mark will be emailed to you within ten (10) business days after you write the exam. You will NOT be given a copy of your marked exam or an opportunity to discuss your exam answers with anyone.

All CAIB exams with marks between 55% and 59% are automatically remarked, free of charge, to ensure the accuracy of the result. This re-marking is done before marks are provided.

Rewriting a CAIB Exam

If you don’t pass a CAIB exam, you may register to rewrite it. Each rewrite fee is $195.

CAIB exam rewrites are subject to waiting periods, which depend on the number of times you've previously written the exam:

  • For your second attempt, you may rewrite immediately (i.e., no waiting period).
  • For each subsequent attempt, you must wait one (1) month after your last attempt. 


Challenging a CAIB Exam Mark

If you believe your exam mark is inaccurate, you may challenge the result by having your exam re-marked. To have your exam re-marked you must submit your request within five (5) business days after your mark is provided to you and pay a $75 remark fee.

Continuing Education Credits

If you’re currently licensed in B.C., successful completion of a CAIB exam will qualify you for continuing education (CE) credits towards your general-insurance licence, as follows: 

CAIB Exam Mark CE Credits
0 - 59 0
60 - 100 8

If you’re a new licensing applicant, CAIB 1 will not qualify you for CE credits.

Education Prerequisites for Licensing

Level 1 Licensing Qualification
Successful completion of your CAIB 1 exam is the first step to obtaining your General Insurance Salesperson Level 1 License.

Level 2 Licensing Qualification
Successful completion of your CAIB 2 & CAIB 3 exams qualifies you for a General Insurance Salesperson Level 2 License.

Level 3 Licensing Qualification
Successful completion of your CAIB 4 exam is the first step to obtaining your General Insurance Salesperson Level 3 License.

For information on the licensing process, visit the Insurance Council of BC.

CAIB Designation

To obtain your CAIB designation, you must pass all four CAIB exams.

CAIB-Graduate Courses

If you’ve completed all four CAIB courses and are interested in obtaining a higher designation, we recommend you enroll in the Canadian Professional Insurance Broker (CPIB) program.

Contact
Do you have questions about CAIB that aren’t answered above? Contact Susan Coles at scoles@ibabc.org.